Know what your money is for, before it's spent.

Earmark is a calm, private budget. When money arrives, you set it aside for rent, groceries, the fees due in June, the holiday you are saving for. From then on you always know what is safe to spend.

No card and no account to try it. It opens right in your browser.

  • Pay once
  • Private: stays on your device
  • Works offline
The Earmark budget and spending report on two phones

Pay once

One price, no subscription. Your licence covers three of your devices and every update to this version.

Private by design

Your budget is stored on your own phone or computer, and we cannot see it. No bank login, no adverts, no tracking.

Works anywhere

Use it in any modern browser, or add it to your home screen and it opens like an app, with or without a connection.

How it works

  1. Add what you have. Enter your accounts and their balances. That is the money you can plan with today.
  2. Earmark it. Share that money out between your categories until nothing is left unassigned.
  3. Spend with a clear head. Each category shows what is left. Overspent one? Move money from another in a tap and carry on.

What is inside

Setting a monthly goal for groceries

A goal for each category

Set aside an amount every month, or save up for something by a date. Earmark tells you how much each goal still needs, and one button funds them all.

Typing a purchase in one line

Type it the way you'd say it

Write “250 groceries yesterday” and the amount, category and date are filled in. You can also paste a bank alert message and let Earmark read it.

Spending report by category on a laptop

See where it actually went

Spending by category, money in against money out, your net worth over time, and how long your money would last if nothing more came in.

The spending report in light and in dark

Light or dark, in colours you choose

One button switches between light and dark, or lets Earmark follow your device. The charts come in four sets of colours, one of them made to be easy to tell apart.

Reviewing an imported bank statement

Bring in your bank statement

Import the CSV or Excel file your bank gives you. You review every line before anything is saved, and entries you already have are spotted for you.

Who owes whom at home

Share costs fairly at home

Note who paid. Split equally, by shares you choose, or not at all, and Earmark works out who owes whom.

Earmark on a laptop, tablet and phone

On your laptop, tablet and phone

Room to plan on a big screen, quick to update on a small one. Move your budget between devices with a password-protected file that only you hold, or add Device Sync and they keep in step automatically.

Backing up your budget to a file you keep

Your data, in your hands

Back up to a file whenever you like and keep it where you choose: your own cloud drive, a USB stick, or your email. Restore it on any device.

Made for how you are paid

Any currency, with lakh and crore formatting where that is how you count. Your own financial year. Budget months that can start on your payday. Ready-made lists of things to save for, suited to your country.

One price. Yours to keep.

$19.99₹1,699 $24.99₹2,099

Launch price, paid once.

A confirmation email arrives a few minutes after payment. You unlock the app with the email address you paid with.

Questions

Does it connect to my bank?

No, on purpose. You type entries in, paste a bank alert, or import a statement file. Earmark never asks for a bank login.

Where is my budget kept?

Only on the device you use it on. Nothing is uploaded unless you add Device Sync and turn it on, and then it is locked with your own password first. That also means backups are yours to make; the app reminds you and makes it a single tap.

How does the free trial work?

Open the app and start. The first three days need nothing at all. To carry on for the rest of the 30 days, you enter an email address and the code we send to it.

How do I get the app after paying?

There is nothing to download. Open the app, go to More, type the email address you paid with, and enter the six-digit code we send to it. Whatever you set up during the trial stays as it is.

What if I change my phone or computer?

Sign in on the new one with the same email address. The licence screen lists your devices, so you can remove the old one from any of the others, even if it is lost or broken. Your licence covers three devices at a time.

Do my devices stay in step with each other?

Each device keeps its own copy of your budget. You can carry it between them for free with a password-protected file, whenever you like. Or add Device Sync, an optional one-year pass, and they stay in step automatically. Either way, nobody but you can read your budget.

Which devices does it work on?

Any phone, tablet or computer with an up-to-date browser: Chrome, Safari, Edge or Firefox.